If you suffer an injury while working, Workers’ Compensation should cover your medical bills and reimburse you for your lost earnings. In return for that coverage, the law generally prevents injured employees from suing their employers. However, you may be entitled to additional compensation or may be able to file a lawsuit under the following circumstances:
- Your injury occurs due to the negligence of someone or some entity other than your employer, such as a property owner or general contractor on a construction site.
- You are a uniformed employee or teacher in NYC or other municipality who is exempt from the workers’ compensation law by contract.
- Your work-related injury occurs due to a defective product.
- You are injured by the intentional act of your employer or co-worker.
- Your employer fails to carry workers’ compensation insurance.